So, you’ve gotten your financial situation in order and are ready to buy a house. Do you know how much house your monthly budget can handle? You’ve probably used a mortgage calculator to get an idea of the price range in which you should be looking. While that might give you a very rough idea of the homes you should consider, it shouldn’t be the only budgeting you do, said Kelli Roland, housing manager for American Financial Solutions, a nonprofit credit-counseling agency.
Melinda Fulmer- MSN Real Estate